Your personal retirement number depends on your lifestyle goals, investment risk and desired retirement age, among other key factors ...

The average 401(k) balance between the ages of 45 and 54 is about $189,000, according to Vanguard. How do your savings ...

Don’t panic yet.

In 2026, there are some significant changes to Social Security. Whether you’re thinking about retiring next year or just trying to plan ahead, it’s important to stay on top of the new rules affecting ...

Christine Benz is director of personal finance and retirement planning for Morningstar. She is also the author of How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement. Email ...

As there’s no way to predict investment returns, inflation rates or longevity, the fear of running out of money in retirement is a real concern for most seniors. To help alleviate this fear, financial ...

Are you nearing retirement and considering taking Social Security? There are some key numbers to keep in mind, especially if you want to receive the highest possible monthly check. Most of us ...

According to a 2025 survey, most households with over $200,000 in investable assets are choosing not to put their retirement ...

Retiring at 67 with $6,500 in monthly income places you solidly in middle-class territory, but the financial reality behind that figure is more nuanced than it appears. With average Social Security ...

Forbes contributors publish independent expert analyses and insights. I write about investing, retirement, & workplace savings plans. For many people, retirement is viewed as a time when taxes ...